Treating customers fairly
At Rosedale we are dedicated to providing the best possible customer service and treating you in the fairest possible manner. Ever since our formation in 1983 we have always prided ourselves on delivering the highest standards of service which our customers can be truly satisfied with.
Treating Customers Fairly (TCF) is a key principle set by the national financial regulator the Financial Conduct Authority (FCA) to ensure that customers are treated fairly.
It is a document which is crucial to how we carry out every aspect of our business. The FCA have set out six ‘Treating Customers Fairly’ principles which outline how we communicate and engage with our customers, the quality of service we provide and the fairness of our procedures. As a fully licensed broker we are proud to follow the FCA’s treating customers fairly guidelines:
Outcome 1: Customers can be confident that they are dealing with firms where the fair treatment of customers is central to the corporate culture.
Outcome 2: Products and services marketed and sold in the retail market are designed to meet the needs of any identified consumer groups and are targeted accordingly.
Outcome 3: Consumers are provided with clear information and are kept appropriately informed before, during and after point of sale.
Outcome 4: Where consumers receive advice, the advice is suitable and takes account of their circumstances.
Outcome 5: Consumers are provided with products that perform as firms have led them to expect, and the associated service is of an acceptable standard and as they have been led to expect.
Outcome 6: Consumers do not face unreasonable post-sale barriers imposed by firms to change product, switch provider, submit a claim or make a complaint.
How do we ensure customers are treated fairly?
– Always put the needs and requirements of our customers at the forefront of everything we do.
– Continue to make certain our customers understand from the outset about any risks associated with the services we provide.
– Keeping customers informed of all information at all times in a way that isn’t misleading or ambiguous.
– Maintaining transparency at all times with customers.
– Maintaining clarity. We don’t want our customers to feel like any information is being kept from them, our services are free from any hidden terms and conditions or complex technical jargon.
– Offer accurate advice that is appropriate to a customer’s specific circumstances and requirements.
– Regularly reviewing internal processes and systems to make sure our customers are getting the best possible service.
– Dealing with and responding customer complaints. We understand that sometimes you may not feel satisfied with the service provided, if that is the case we always respond and deal with complaints in a prompt and professional manner. You can read more about what to do if you have a complaint here: http://www.lookers.co.uk/web/customer-complaints-policy/